What is employers' liability insurance?
It is a statutory legal requirement in the UK if your business employs one or more people, each day. Without Employers Liability insurance your company may be fined up to £2,500 per day.
Do I need employers' liability insurance?
It is advisable to check whether the law in the country where they are based requires you to take out insurance or take any other measures to protect your employees.
If any employees normally based abroad, spends more than 14 consecutive days in Great Britain, or more than seven days on an offshore installation, you will need Employers’ Liability Insurance for them under current laws in Great Britain.
What happens if I don't have employers' liability insurance?
You can also be fined up to £1000 if you do not display the Certificate of Insurance or refuse to make it available to HSE inspectors when they ask.
• £5,000,000 any one occurrence and in the aggregate in the period of insurance in respect of terrorism
• £5,000,000 any one occurrence and in the aggregate in the period of insurance in respect of unwitting exposure to asbestos
• Limit of liability is inclusive of legal costs and expenses